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Health Care

The debate over health care rages on. What exactly is being proposed, how will it work, who will implement and supervise it, how much will it cost? Has anyone been able to answer these basic questions? After spending over an hour on the phone trying to get an answer from Medicare on how much they are claiming from my client, and then spending the next several months trying to get it finalized, I am concerned about any additional government run health care. If you have an injury claim and have any health insurance (group, medicare, medicaid, etc.) you may have to pay them back any money they paid on your medical care. The terms you may hear are subrogation or lien. What it generally means is they get their money back from any recovery you get from the party that injured you. What this means to you is that you should not base your settlement on your co-pays or out of pocket only. Submit the entire amount of your medical expenses to the insurance company, not just the co-pays. That way when your health insurance asks for their money back you will be ok.

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